The India FinTech Forum (IFTA) has unveiled its Fintech Trends 2026 report ahead of the 10th Annual India FinTech Forum, scheduled for December 10, 2025, at Aurika, Mumbai. The milestone event marks a decade of fostering innovation, inclusion, and global leadership in India’s fintech ecosystem, featuring industry stalwarts including Ashishkumar Chauhan (NSE), Ashwini Kumar Tewari (SBI), Venkat N. Chalasani (AMFI), and Ganesh Rengaswamy (Quona Capital).
The Fintech Trends 2026 report highlights transformative shifts reshaping India’s financial landscape—from the rise of Agentic AI and embedded finance to the democratization of wealth, cyber resilience, and fintech for Bharat.
“As we celebrate a decade of fintech innovation, we are seeing a balance of AI-powered workflows, secure infrastructure, and inclusive models that can scale across markets,” said Nipa Dutta, CEO of India FinTech Forum.
“India’s fintech journey has reached a new inflection point where AI, inclusion, and innovation converge. The next wave will be defined by Agentic AI and Bharat-focused growth.”
— Nipa Dutta, CEO, India FinTech Forum
The report spotlights startups leading this transformation:
- Agentic AI players like AutomationEdge, O2V, and ProFinTech are pioneering intelligent automation and compliance.
- Embedded finance innovators such as Riskcovry and SaveIN are integrating financial services into healthcare, travel, and lifestyle platforms.
- WealthTech platforms including Altcase, StockGro, and Volt are democratizing investing and lending.
- Cyber resilience firms like Drona Pay and Mitigata are redefining compliance and security.
- Fintech for Bharat startups like Eko Bharat and FamApp are empowering grassroots entrepreneurship and inclusion.
Since its inception in 2016, IFTA has served as a catalyst for India’s fintech success, fostering collaboration across 4,500+ companies and 37,000 professionals. As it enters its tenth year, the Forum underscores a clear message:
the future of fintech lies at the intersection of AI, trust, and inclusive growth.
