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Instant lending Fintech startups join hands with NIKI.AI

With aims of creating an uninterrupted, convenient & fulfilled experience for customers

Niki.ai aims to make digital transactions simple, fast and convenient for one and all. The AI startup has partnered with fintech startups such as Earlysalary, ePaylater, and Lazypay, to enable a one-click checkout process during online transactions. Users can simply chat with AI bot Niki to buy products and make bill payments, without having to pay upfront. With upcoming regional language and voice support on Niki, it will all become even easier.

Commenting about the LazyPay payment option on Niki, Pallav Jain, Business Head of LazyPay said, “We are truly excited with the fantastic response that we have received on Niki.ai. The partnership with Niki.ai has helped us target the consumers who are constantly paying their bills on the go and would appreciate a one-click and premium checkout experience. Our primary focus is to leverage our technology to deliver a premium checkout experience to the customers and drive higher conversions and repeat usage for our merchants.”

For brands, Niki.ai has developed an SDK, which is less than 1MB in size and can be integrated on any platform within 10 lines of code and 30 minutes of development effort, to make Niki available to the brands’ customers. The Niki SDK is already being leveraged by top brands like HDFC Bank, ICICI Bank, Karbonn Smartphones and more.

Speaking on the impact of integrating Niki.ai’s SDK in their app, Uday Somayajula, Co-founder of ePayLater said, “We are happy to be associated with Niki.ai as customer experience is at the center of product innovation for both the companies. Through this partnership, we have been able to create a digital store where customers have a unique experience of availing services without having to pay at the same time! Together, we have gone one step further by integrating the Niki SDK on our portal. Our customers who are already familiar with ePayLater’s 14-day credit find this set up highly convenient for their bill payment and booking needs.”

Lending companies can reduce the users’ need to switch to other apps for transactions by offering crucial services through Niki’s SDK. From the consumer’s perspective, Niki offers them the flexibility of getting things done without worrying about the payment. With the one-step checkout provided by Niki.ai, consumers can enjoy a 99% transaction success rate as it not dependant on payment success.

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